Human existence requires no excessive fortune, for the marginal utility of money inevitably diminishes. A small sum secures sustenance; a moderate amount grants peace of mind; a few hundred thousand to a few million affords a life of comfort. Beyond that threshold, additional wealth yields negligible improvement to one's life. Realizing this truth is paramount, as it stills inner restlessness. One ceases to disdain the modest savings in hand, and avoids the foolhardy gamble of risking a little for grand returns, only to end up with nothing.